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Third Party Insurance: Ensure compliance or face prosecution- Police, FRSC warn motorists

The Federal Road Safety Corps (FRSC) and the Nigeria Police Force (NPF) have urged motorists in Anambra, Ebonyi and Enugu States to ensure compliance of the Third Party Vehicle Insurance or face the wrath of the law.

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They made the call while reacting to a News Agency of Nigeria (NAN) survey on the compliance of the Enforcement of the Third Party Insurance by the police force.

The out-going Commissioner of Police (CP) in Anambra, Nnaghe Itam, said that the enforcement would commence one week from the day of inauguration.

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The CP explained that the command and government agencies such as the Federal Road Safety Corps (FRSC), Immigration, Nigeria Security and Civil Defense Corps (NSCDC), Anambra State Road Traffic Management Agency (ARTMA), state Motor Licensing Officers, Vehicle Inspection Officers and others would collaborate to enforce the policy.

Itam vowed to embark on “Operation Velvet” which made it compulsory for both private and commercial vehicle owners in the state to show all documents relating to their vehicles on the roads for seven days.

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The CP stated that the Inspector General of Police, IGP Kayode Egbetokun, had for over three months, embarked on nationwide sensitisation on the imperatives of the third Party Insurance policy document and the need for all motorists to go for it.

He said that failure to acquire the document, the motorist would be arrested and prosecuted to pay fine or face jail term or both depending on the circumstances.

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Itam cautioned its personnel against extortion during enforcement of the third party insurance cover among motorists in the state.

“The enforcement of the vehicle insurance policy certificate or document must not be seen as an avenue to extort motorists as those found wanting must be arrested and prosecuted accordingly,” he said.

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According to him, a week grace would be given to both private and commercial vehicle owners after which the police in collaboration with the FRSC, motor licensing officials and those of the vehicle inspection officials to embark on Velvet Operation aimed at clamping down of defaulters.

Itam disclosed that aside ensuring adequate documentation of all vehicle particulars, the third party insurance document aimed at generating revenue for the federal government and states.

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“Private vehicle owners are to pay N15,000, commercial vehicle owners will pay N20,000 while commercial tricycle operators and motorcycles would pay N5, 000 under the third party insurance policy.

“There will be a week of zero tolerance for road users in what is called a simultaneous licensing, registration, checking on vehicles with tinted glasses among others,” he said.

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Deputy Corps Commander (DCC) FRSC in the state, Grace Ezeugwu, in charge of Motor Vehicle Administration said the procurement of the insurance document was necessary.

“It has become necessary at a time technology has made it possible for insurance firms to issue both third party and comprehensive insurance certificates or documents online,” he said.

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Ezeugwu, who spoke on behalf of the state Sector Commander, Joyce Alexander, said that the benefit of the third party insurance policy certificate covered both the owner of vehicle and over one million liabilities of the owner.

She said that it helped to redeem some of the liabilities during a crash, adding that it was renewed annually online, and usually given immediately during vehicle registration.

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The Sector Commander called on drivers to make it a point of duty to possess all the necessary vehicle documents before setting off.

On his part, the state Motor Registrar, Mr. Basil Onwuzurume lamented that Nigerians were always in a hurry to comply to do what was expected of them which was why they hardly get things done rightly about the insurance cover.

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Onwuzurume said that in practical terms, once a vehicle was involved in a crash, relevant authority must conduct an inspection to know who should pay for it and therefore advised motorists to procure the third party and comprehensive insurance for their obvious benefits.

Mr Augustine Okoye, Head of Operations, Anambra Road Traffic Management Agency (ARTMA), who represented the Managing Director, Mr Emeka Okonkwo, pledged the collaboration of the outfit with all other bodies towards ensuring the safety of all road users in the state.

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The State chairman of the Nigeria Labour Congress (NLC), Mr Humphrey Nwafor, in his remarks, called for government’s downward review of the money involved in obtaining the document, in view of its likely financial burden on workers.

Also Mr Joshua Imasuen, Public Relations Officer (PRO), Road Transport Employers Association, Anambra chapter, welcomed the insurance policy and assured government that the association would sensitise its members on the policy.

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Meanwhile, the Commissioner of Police in Enugu State, Mr Kanayo Uzuegbu, has established an enforcement monitoring committee for a hitch-free statewide enforcement of the Third-Party Motor Vehicle Insurance Policy.

Uzuegbu said that the committee would see to “specification-tailored enforcement” meant to ensure that police personnel carry out their duty with respect to citizens’ fundamental human rights, shun extortion and corrupt practices.

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The commissioner said that the committee would be headed by the Assistant Commissioner of Police in-charge of the Command’s X-Squad.

He added that the committee would also ensure that the enforcement were performed professionally, with officers found violating professional standards duly sanctioned.

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“Residents are encouraged to report any misconduct during this enforcement by police officers to the Command through the Complaint Response Unit (CRU) at 09160002486, 07059160602, or 08176255557,” he said.

Contributing, a Human Rights Lawyer, Mr Olu Omotayo, noted that the law on third-party insurance and its penalties had been in the law all these while; but the way police was leading its enforcement “is fundamentally wrong”.

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Omotayo, the President of Civil Rights Realisation and Advancement Network (CRRAN), said that in the amended substantive law, “it is the Minister (of transport) that had been saddled with the power to make and enforce the Third-party Insurance Policy.

“It is not supposed to be a police affair. There is a recourse to refer to the ministry of transport. It should be a directive from the ministry coming from its minister.

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“I think the Inspector-General of Police jumped the gun in this regard and did not look at the provisions of the law properly before acting,” he said.

Omotayo said that it would affect the socioeconomic well-being of Nigerians negatively, adding that it would likely increase transport fare.

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“The government being representative of the people and given the people’s mandate to secure and see to their welfare should not leave the people to whims and caprices of the police,” he said.

Speaking, a safety expert, Dr Charles Akpabio, said that the benefits of obtaining a Third-Party Insurance Policy from a genuine insurance company outweighed any other excuse given against it ‘as safety and its indemnity remains supreme”.

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Akpabio, a retired Deputy Corps Marshal of the Federal Road Safety Corps (FRSC), noted that it would be out of reach for most Nigerians to have comprehensive vehicle insurance but that of Third-party Insurance should be subscribed by all.

“The annual Third-party insurance policy ensures that passengers/road users are compensated by insurance company against injuries or death resulting from vehicular accidents and medical expenses from such injuries,” Akpabio said.

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Mr George Oji, an Enugu-based insurance company agent, said that the Third-Party Insurance cost about between N16,000 and N20,000; adding that its benefits and positive impact outweighed the amount to procure the policy for a year.

A commercial bus driver, Mr Ejike Madumere, urged the authorities to give motorists more time to comply with the policy, adding that it had not been easy going through fuel increment and current inflationary trend.

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Madumere noted that most commercial drivers are yet to understand while the insurance policy had been made compulsory “as it is a known fact that insurance companies hardly honour their claims to pay indemnity during accidents.”

A commercial taxi driver, Mr Emma Onyeso, noted that the present administration had unleashed unfavourable policies and programmes against the transport system from its inception.

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“The transport system/sector is already in the decline and would collapse; while millions of Nigerians engaged in the sector be pushed out in the labour market to suffer and take to crime,” Onyeso said.

The Police Command in Ebonyi on Wednesday, said it had intensified efforts on the enforcement of the mandatory Third Party Insurance in the state.

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NAN reports that the command had set checkpoints across roads in the three senatorial districts to achieve full compliance in the state.

NAN check at Ishieke Junction along Abakaliki-Enugu Expressway and Abakaliki-Afikpo Road, shows a high level of enforcement by officers and men of the Nigeria Police in the state.

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SP Joshua Ukandu, Spokesman of the Police Command in Ebonyi, told NAN that the command was ready to clamp down on driving with the third party insurance.

Ukandu noted that the insurance aimed at reinforcing road safety measures were targeted at both private and commercial vehicle owners.

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“Yes, the enforcement is high. Our men have been fully mobilised and they are at the major roads in the three zones in the state.

“We have urged our men to steer clear of extortions. For now, in the state, no impoundment of any vehicle, but we are making sure that vehicle owners obtain the third party motor insurance,” the PPRO said.

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On compassion, Ukandu said it was difficult to tell those that have been compensated due to accident and further urged the people to always approach the insurance company for any claims.

Also reacting to the development, stakeholders in the state expressed divergent views, begging the federal government to harness the economy.

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They decried the emergency of the forceful enforcement and blamed the insurance industry of being insensitive to the plight of Nigerians.

Nnaemeka Oko, a driver with the Ebonyi Transport Services (EBOTRANS) said the immediate enforcement was worrisome.

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“Of course, it will still increase the transportation cost, as the additional expenses will have to be passed on to the masses,” Oko added.

A Legal Practitioner, Mr Jude Nwovu, said the hike on the fees was too high, stressing that both government and the private sector had become highly inconsiderate of the people.

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Mr Henry Igwe, Sector Commander, Federal Road Safety Corps (FRSC) in the state hailed the developments but decline further comments..

According to Igwe, well, it is FRSC that is in charge, I don’t have much to say on it. We will soon flag off number plate enforcement. (NAN)

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President Tinubu establishes Ebola task force, approves N10bn for preparedness

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President Tinubu establishes Ebola task force, approves N10bn for preparedness

President Bola Tinubu has approved the establishment of a Presidential Task Force on Ebola Virus Disease Preparedness and Emerging Public Health Threats.

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The president also ordered the immediate release of N10 billion for emergency preparedness.

The fund is to strengthen the operational readiness of the Nigeria Centre for Disease Control and Prevention (NCDC) and support critical national public health emergency response activities.

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This is contained in a statement issued by the Presidential Spokesperson, Mr Bayo Onanuga, on Tuesday in Abuja.

The Presidential Task Force will be chaired by the Chief of Staff to the President, Femi Gbajabiamila, with membership drawn from relevant Ministries, Departments and Agencies (MDAs) as well as state representatives.

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The approval followed a high-level stakeholder meeting convened by the Chief of Staff to assess Nigeria’s preparedness and develop strategies against the possible importation of Ebola into the country.

The meeting was attended by representatives of the Ministry of Interior, the Federal Airports Authority of Nigeria (FAAN), the Nigeria Immigration Service (NIS), the Nigerian Civil Aviation Authority (NCAA), the Lagos State Government and other key stakeholders.

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Tinubu also directed all states hosting international airports and border corridors, as well as relevant MDAs, to submit their preparedness plans, funding requirements and intervention needs for coordinated implementation.

The president approved a series of immediate measures to strengthen surveillance and response mechanisms across the country.

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These include intensified passenger screening at all international airports through enhanced temperature checks and crowd-control protocols.

Other measures include increased monitoring of passengers arriving through designated high-risk airline routes, including Air Uganda, RwandAir, Air Tanzania, TAAG Angola Airlines, Kenya Airways and Ethiopian Airlines.

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The task force is also to ensure the immediate activation of referral and isolation centres at the international airports in Lagos and Abuja, with similar facilities to be established at other airports.

In addition, a QR code-based pre-arrival health declaration system will be activated for passengers arriving from or transiting through designated high-risk countries.

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The government also approved the disinfection of departure halls, baggage areas, cargo sections and other airport facilities as precautionary environmental measures.

Tinubu further directed the advisory group to consult with security, diplomatic and aviation authorities on measures to regulate flights from affected and designated high-risk countries.

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The task force is expected to designate specific airports or terminals for high-risk flights to facilitate controlled screening, isolation and response procedures.

It will also consider adjusting flight schedules where necessary to minimise interaction between high-risk passengers and other travellers.

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Onanuga said that the measures were part of proactive efforts by the Federal Government to safeguard public health and strengthen the country’s emergency response capacity against emerging disease threats. (NAN)(www.nannews.ng)
MUYI/SH

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IMF hails Nigeria’s strong economic reforms, resilience under Tinubu Presidency

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IMF hails Nigeria’s strong economic reforms, resilience under Tinubu Presidency

The International Monetary Fund (IMF) has commended Nigeria’s economic reforms, saying measures implemented over the past three years have strengthened macroeconomic stability and improved resilience.

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In a statement issued on Tuesday in Washington, DC, the IMF said Nigeria’s “strong reforms over the past three years have yielded improved macroeconomic outcomes and built resilience”.

The Fund reported that Nigeria’s gross international reserves rose to 46 billion dollars in 2025, up from 40 billion dollars at the end of 2024.

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According to the IMF, the improvement was supported by a current account surplus, non-resident purchases of Central Bank open market instruments, and a successful Eurobond issuance.

The institution also disclosed that net international reserves increased significantly to 35 billion dollars at the end of 2025 from 23 billion dollars a year earlier.

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In spite of the positive indicators, the IMF cautioned that economic conditions remained difficult for many Nigerians, particularly low-income households.

It noted that poverty reached 63 per cent under the national poverty line, while an estimated 27 million Nigerians experienced food insecurity during the latter part of 2025.

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The Fund warned that higher global fuel, food and fertiliser prices could support export earnings and government revenues but would also intensify inflationary pressures.

It said such pressures could worsen poverty levels and deepen food insecurity across vulnerable communities.

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The IMF estimated Nigeria’s economic growth at four per cent in 2025 and projected a modest increase to 4.1 per cent in 2026.

It explained that higher food and transportation costs would continue to weigh on economic activity despite ongoing reforms.

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According to the Fund, inflation rose to 15.4 per cent year-on-year in March 2026 after declining for more than a year.

The increase was attributed largely to rising international fuel and food prices, which began filtering into domestic markets.

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“After being on a declining trend for over a year, inflation nudged up to 15.4 per cent year-on-year in March 2026 as the jump in international fuel and food prices started hitting Nigeria,” it stated.

However, the IMF maintained that inflation was expected to resume its downward trajectory during the second half of the year.

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It added that although external price shocks would push inflation higher in the short term, the broader disinflation trend remained intact.

On fiscal performance, the IMF estimated that Nigeria’s consolidated government deficit increased to 4.4 per cent of Gross Domestic Product in 2025.

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The organisation noted that while non-oil revenues met expectations, oil revenues fell below budget projections.

“While non-oil revenues were on target, oil revenues fell short of budget expectations,” the Fund stated.

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According to the IMF, the revenue shortfall was offset partly by under-execution of reported capital expenditure programmes.

It welcomed the inclusion of additional capital spending previously undertaken outside the budget framework through recent repeal and re-enactment legislation.

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The IMF identified risks to Nigeria’s economic outlook, particularly uncertainty surrounding global fuel and food prices.

It also highlighted domestic security challenges as a major threat to economic activity and citizens’ welfare.

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“Risks to the outlook come from the uncertain global environment, in particular the outlook for fuel and food prices.

“The domestic security situation is another risk to people and economic activity,” the Fund stated.

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The IMF said stronger revenue mobilisation could create additional fiscal space for investments that support economic growth and development.

It nevertheless stressed that poverty and food insecurity could worsen if external economic pressures persist.

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“Tight macroeconomic policies and continued reforms supported by technical assistance from the Fund and other partners will be crucial to preserve stability and boost inclusive growth,” it said.

The Fund recommended maintaining a neutral fiscal stance in 2026 to reinforce macroeconomic stability and support the ongoing disinflation process.

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It urged authorities to continue protecting priority expenditures and social spending programmes despite fiscal pressures.

The IMF welcomed recent tax reforms but suggested additional tax policy measures may be required over the medium term.

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It said such measures could help finance an expanded cash transfer programme aimed at supporting vulnerable Nigerians.

The institution also raised concerns about off-budget spending practices and complex financing arrangements.

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It called for accelerated reforms to strengthen budgeting processes, fiscal reporting systems and risk management frameworks.

The Fund further advocated improved transparency, accountability and public financial management standards across government institutions.

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On monetary policy, the IMF commended Nigerian authorities for reducing inflation while acknowledging renewed external price pressures.

It agreed that the Central Bank of Nigeria should maintain a tight monetary policy stance guided by incoming economic data.

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The Fund said such an approach should remain in place until inflation is firmly contained and expectations become anchored.

It also welcomed progress towards adopting an inflation-targeting framework and encouraged stronger monetary policy communication.

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The IMF praised Nigeria’s commitment to a flexible exchange rate regime and recognised that foreign exchange interventions could play a supportive role when necessary.

It urged authorities to reduce dependence on short-term portfolio inflows that carry rollover risks.

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The institution also encouraged the gradual removal of remaining exchange restrictions, capital flow management measures and multiple currency practices when conditions allow.

The IMF noted that Nigeria’s financial system remained resilient, supported by the ongoing recapitalisation of banks.

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However, it advised regulators to remain vigilant regarding rising non-performing loans and links between banks and sovereign debt exposure.

The Fund encouraged faster implementation of Basel III standards, including countercyclical capital buffers and liquidity coverage requirements.

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It also stressed the need to strengthen financial supervision and bring stablecoin and other crypto-asset activities within regulatory oversight.

The IMF welcomed Nigeria’s removal from the Financial Action Task Force grey list and said sustained reforms would be necessary to preserve gains in financial integrity.

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The organisation reiterated the importance of structural reforms to promote inclusive growth and economic diversification.

It identified governance, security, electricity, agriculture, infrastructure and human capital development as critical priority areas.

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The IMF also called for stronger macroeconomic statistics to improve policy formulation, implementation and monitoring. (NAN)

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Nigeria, U.S. Military partnership has degraded ISIS operations – DHQ

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Nigeria, U.S. Military partnership has degraded ISIS operations – DHQ

The strategic partnership between Nigeria and the United States has significantly degraded the operational capability of the Islamic State of West Africa Province (ISWAP) and other terrorist groups, the Defence Headquarters said on Tuesday.

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The Director of Defence Information, Maj.-Gen. Samaila Uba, stated this in an X Spaces engagement on strengthening security through strategic information sharing on the Nigeria-U.S. military partnership against terrorism.

Uba said the collaboration had enhanced intelligence sharing, capacity building, strategic communication, logistics support and operational effectiveness in Nigeria’s counter-terrorism operations.

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According to him, terrorism remains a transnational threat that requires intelligence cooperation, technological innovation, strategic communication and strong partnerships to defeat.

He said recent collaborative efforts had contributed to intelligence-driven operations that disrupted terrorist networks and destroyed terrorist enclaves and logistics infrastructure.

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The defence spokesman added that the partnership had also enhanced surveillance and reconnaissance capabilities and improved the operational readiness of Nigerian troops through specialised training programmes.

Uba expressed appreciation to the U.S. Government and the United States Africa Command (AFRICOM) for their support in the fight against terrorism and violent extremism.

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He also commended President Bola Tinubu for providing the Armed Forces of Nigeria with platforms, equipment and resources required to prosecute ongoing operations.

The Director of Public Affairs, AFRICOM, Col. Rebecca Heyse, similarly said that the joint counter-terrorism operations conducted by Nigerian and U.S. forces had significantly weakened ISIS activities in the region.

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Heyse said the operations, which commenced on May 16, were based on months of deliberate planning and intelligence sharing between both countries.

She disclosed that the operations led to the elimination of ISIS global second-in-command, Abu Bilal al-Minuki, alongside several key operational and media leaders.

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According to her, more than 200 ISIS fighters were eliminated during the operations, while terrorist checkpoints, weapons caches, logistics hubs and training sites were destroyed.

She said the operations also disrupted financial networks and media structures that supported terrorist activities across Nigeria.

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Heyse attributed the success of the operations to close collaboration between Nigerian and U.S. military forces as well as intelligence support provided by relevant agencies.

She said the cooperation was rooted in respect for Nigeria’s sovereignty and demonstrated the effectiveness of strong international partnerships against terrorism.

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The AFRICOM spokesperson commended the professionalism of the Nigerian Armed Forces and reaffirmed the U.S. commitment to continued collaboration in addressing security challenges.

Both officials emphasised the importance of strategic information sharing, intelligence cooperation and public engagement in sustaining gains recorded against terrorism and promoting regional stability. (NAN)

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